# Form 1099-K

URL: https://pdf.net/pdf-forms/tax-forms/form-1099-k
Category: Tax Forms
Attributes: Monthly top‑searched, Trusted by accountants, Official IRS form, Filed annually

IRS Form 1099-K reports income for goods and services received through credit and debit cards, payment apps, and online marketplaces.

If you are a payment settlement entity, our printable Form 1099-K and online PDF editor make the whole process much easier. You can easily fill out the form online and issue it to your client.

## Versions

- 2026 — [download PDF](https://cdn.sanity.io/files/i16te7yp/production/46449839a38a5402b07f6949c7bf5301400718b8.pdf)

## How to Fill Out Form 1099-K

1. If you are a payment settlement entity, open IRS Form 1099-K in our PDF editor.
2. Complete both copies of the document with the information about the company filing the form.
3. Fill out the transaction amount for each month according to the Form 1099-K instructions.
4. File Copy A of the document with the IRS.
5. Furnish Copy B of the document to the payee.

## Facts

### What Is Form 1099-K Used For?

Form 1099-K is used to report income for goods and services received through credit and debit cards, payment apps (PayPal, Venmo), and online marketplaces (Etsy). Typically, it’s provided if the payments received in a year total over $20,000 in more than 200 transactions, though Form 1099-K threshold may vary from year to year.

### Who Should Use Form 1099-K?

Form 1099-K is used by payment card companies, payment apps, and online marketplaces, which must fill out and file two copies of this document. One goes to you, and the other is sent to the IRS.

### When Is Form 1099-K Due?

Form 1099-K has two due dates: one for submitting the copy to you and one for the IRS. Payment settlement entities must furnish Form 1099-K to recipients by January 31st (or the next business day if it falls on a weekend/federal holiday). If you have not received it by early February, contact the issuer directly. On the other hand, the IRS deadline is February 28th or March 31st for e-filing.

### What Happens If Form 1099-K Is Not Submitted?

Even if you don’t receive Form 1099-K, you must report your income for the aforementioned goods and services on your federal income tax return. Otherwise, you may face failure-to-pay and underpayment penalties, as well as accrued interest if this isn’t settled quickly.

### How and Where Do I File Form 1099-K?

You don’t file Form 1099-K yourself; it’s submitted to the IRS by card companies and marketplaces. Instead, you should use the form you received to report income on Form 1040 and accurately calculate your taxes.

## Related forms

- [Form 1099](https://pdf.net/pdf-forms/tax-forms/1099-form)
- [Form 1099-NEC](https://pdf.net/pdf-forms/tax-forms/form-1099-nec)
- [1099-MISC Form](https://pdf.net/pdf-forms/tax-forms/1099-misc-form)
- [Schedule C (Form 1040)](https://pdf.net/pdf-forms/tax-forms/schedule-c-form-1040)
- [Schedule SE (Form 1040)](https://pdf.net/pdf-forms/tax-forms/schedule-se-form-1040)