# Form 5329

URL: https://pdf.net/pdf-forms/tax-forms/form-5329
Category: Tax Forms
Attributes: Trusted by accountants

Form 5329 is a document used to **report additional taxes** on individual retirement accounts (IRAs) and other qualified plans. If you need to file one, our PDF editor includes a fillable form you can **complete, save, and submit in no time.**

## Versions

- 2025 — [download PDF](https://cdn.sanity.io/files/i16te7yp/production/2dcd22b93ac56c9f7624405874dc8d4926834ae5.pdf)

## How to Fill Out the Form 5329?

Step 1: Open the editable Form 5329 in our PDF editor.

Step 2: Fill in your **personal details**, like address and SSN.

Step 3: Identify the** type of additional tax** that applies.

Step 4: Complete the **corresponding section (Part I to IX).**

Step 5: Review all your totals to ensure accuracy.

Step 6: Attach or submit the form as required in the Form 5329 instructions.

## Facts

### What Is the Form 5329?

Form 5329 is an IRS form used to **report additional taxes** on IRAs, qualified retirement plans, modified endowment contracts, Coverdell ESAs, QTPs, Archer MSAs, HSAs, or ABLE accounts. You file it along with your Form 1040, 1040-SR,1040-NR, or 1041.

### Who Is Required to Fill Out Form 5329?

**Anyone who received distributions from retirement or education accounts **must file Form 5329 if they owe additional taxes, claim an exception to the 10% early withdrawal tax, exceed contribution limits, receive taxable ESA or ABLE distributions, or miss required minimum distributions.

### When Is the Form 5329 Due?

Form 5329 is due at the same time** as your federal tax return**, including extensions. If you are filing for a prior year, you need to use that year’s version of the form.

### What Are the Penalties for Not Submitting the Form 5329?

The penalties for not submitting the Form 5329 on time may include **additional taxes, late filing fees, and interest on unpaid amounts. **These charges can continue to increase until the form is properly filed and any owed taxes are paid.

### Where Do I File the Form 5329?

You **file Form 5329 with the IRS**, usually alongside your federal income tax return, using the same method and address. If filed on its own, you should mail it to the IRS address listed in the official Form 5329 instructions for your state.

## Related forms

- [1040 Form](https://pdf.net/pdf-forms/tax-forms/1040-form)
- [Form 1099](https://pdf.net/pdf-forms/tax-forms/1099-form)
- [Form 1040-X](https://pdf.net/pdf-forms/tax-forms/form-1040-x)
- [Form 1040-ES](https://pdf.net/pdf-forms/tax-forms/form-1040-es)
- [W2 Form](https://pdf.net/pdf-forms/tax-forms/w2-form)