# Form 8880

URL: https://pdf.net/pdf-forms/tax-forms/form-8880
Category: Tax Forms
Attributes: Trusted by lawyers

Form 8880 is used to figure and claim the saver’s credit, which is a non-refundable tax credit available to low-to-moderate income individuals who contribute to eligible retirement plans.

With our printable Form 8880, you can calculate your tax credit with ease and quickly fill out the document in our PDF editor. Simply click on the form available on our **PDF Forms** hub and follow the instructions to complete it.

## Versions

- 2025 — [download PDF](https://cdn.sanity.io/files/i16te7yp/production/6c266b962394f28f781ba0c948d6a70137a2d7a4.pdf)

## How to Fill Out a Form 8880

Step 1: Open Form 8880 in our PDF editor.

Step 2: Enter your name and social security number.

Step 3: Make sure you are eligible to file this document.

Step 4: Fill out the empty fields according to the Form 8880 instructions.

Step 5: Do the required calculations.

Step 6: Attach the document to Form 1040 and send it to the IRS.

## Facts

### What Is IRS Form 8880 Used For?

IRS Form 8880 is used for claiming the saver’s tax credit, which is available to low-to-moderate income individuals who contribute to eligible retirement funds, such as 401(k), 403(b), and others. With this credit, you can save up to $1,000 on your taxes ($2,000 if filing jointly with your spouse).

### Who Should Use Form 8880?

Individuals earning up to $39,500 ($59,250 if head of the household and $79,000 if married and filing jointly) can use Form 8880 to claim the saver’s credit. Furthermore, they mustn’t be a student or someone’s dependent in the tax year in question.

### When Is the Form 8880 Due?

Form 8880 is filed with the federal income tax return (Form 1040), so it’s due on the same date: 15th April. If this day falls on a weekend or a national holiday, the deadline is pushed to the next business day.

### Are There Penalties for Not Filing Form 8880?

There aren’t penalties for not filing Form 8880, but you won’t be able to claim your saver’s credit if you don’t. In other words, failing to file increases your tax liability.

### How and Where Do I File Form 8880?

You file Form 8880 with the IRS by attaching it to Form 1040 and sending the package to the designated address found on the official website. E-filing is also available if you use the IRS’s Free File Fillable Forms program.